A fee card is a type of payment card that allows you to make purchases or withdraw cash, but it also comes with associated fees. These fees can include annual membership fees, foreign transaction fees, balance inquiry fees, and over-the-limit fees, among others. The term "fee card" is often used interchangeably with "reward credit card," which refers to a type of payment card that offers rewards or benefits for using the card, such as cash back, travel rewards, or merchandise discounts. However, reward cards may also come with fees and charges, making it important for consumers to carefully review the terms and conditions before applying for any credit card.